MLO workspace

Upload & MISMO readiness

This surface reviews upload manifests and parsed MISMO registration readiness as refs and SHA-256 hashes. Raw document text never enters chat and live provider submission stays gated.

Upload workspace state

Stored as SHA-256/manifest refs. Actual file upload execution is deferred to a separate gated flow; nothing here auto-submits.

Current upload

  • type: mismo_xml
  • bytes: 18432
  • sha256: a1f4a1f4a1f4a1f4…
  • stored: vault://mlo/891343/loanws_mlo_demo_24f_001/mismo-3.4.xml

Processing status

ready

contains real borrower data: false

Action gate (deferred to gated flows)

Raw document text in chat blockedLive provider submission blockedCredit pull blockedAUS blockedRate lock blockedDisclosure blocked

Parsed MISMO registration readiness

Parsed from the stored upload by SHA-256 ref. Live lender submission stays gated.

needs infomismo_ws_mlo_demo_24f_001

Missing required fields

  • borrowers[0].employment_income_ref
  • subjectProperty.appraisal_ref

Integrity errors

none

Integrity warnings

  • SEASONING_REVIEW
  • SYNTHETIC_FIXTURE_ONLY

File / packet refs

  • sha256: a1f4a1f4a1f4a1f4…
  • upload: upload_ref_mlo_demo_24f_001
  • packet: mismo_readiness_packet_ref_24f_001
  • lender map: synthetic_lender_mapping_ref_24f_001

Action gate

Fill synthetic form blockedSubmit to lender blocked

Gate reasons

  • missing_required_fields: borrowers[0].employment_income_ref, subjectProperty.appraisal_ref
  • Synthetic registration preview only; live lender submission requires a separate authorization gate.
  • live_submission_requires_separate_authorization

Evidence refs

  • mismo_workspace_evidence_ref_24f_001
Actual file upload execution and lender registration are deferred to separate gated flows. Nothing on this status surface auto-submits, pulls credit, runs AUS, locks, or discloses.