Marcus - Zip Mortgage
Your AI mortgage assistant
From pre-qual to closing
Review only where required
Marcus handles the mortgage workflow — collecting info, running eligibility, building scenarios, and coordinating next steps with required compliance gates.
Sample Rate Scenarios (Subject to change)
Important Reg Z Disclosure: Rates shown are sample estimates for illustration and are subject to change without notice. Actual rates depend on credit score, loan-to-value ratio, loan amount, property type, and other factors. APR (Annual Percentage Rate) includes estimated closing costs and fees. Monthly payment estimates assume a $400,000 loan amount with 20% down payment ($80,000) on a primary residence, resulting in a $320,000 loan balance. FHA payments include required mortgage insurance premium (MIP). VA loans assume no down payment with funding fee included. ARM rates may adjust after the initial fixed period. Payment amounts shown do not include property taxes, homeowners insurance, or HOA dues. Your actual rate, APR, and monthly payment may differ. Contact a licensed Zip Mortgage loan officer for a personalized quote. NMLS# 1752164.
How it works
No jargon, no credit pull, no pressure. Just a conversation to get you oriented.
Talk to Marcus
Tell Marcus what you're trying to do — buy, refinance, or just figure out where to start. He'll ask one question at a time.
Build your file
Marcus organizes your goals, eligibility, documents, and scenarios so the workflow can keep moving without defaulting to a handoff.
Move forward
When you're ready, the system coordinates application, documents, disclosures, and submission with required legal and compliance review gates.
Realtor or partner?
We can help your clients get oriented quickly and route loan-specific work to a Zip Mortgage MLO.