Zip Mortgage LLC · NMLS 1752164

Mortgage help that keeps moving.

Start with a conversation. Zip Mortgage Assistant helps organize your goals, documents, and next steps, then brings in a licensed loan officer when the file needs one.

Zip Mortgage Assistant is automated. Loan-specific decisions, disclosures, and commitments come through licensed review and required records.

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Zip Mortgage Assistant · Zip Mortgage
Quick mortgage help
Hi, I'm Zip Mortgage Assistant, an AI assistant for Zip Mortgage. You can ask a question or tell me where you are in the process.

Sample Rate Scenarios (Subject to change)

30-Year Conventional

6.45%

6.72% APR

Est. $2,528/mo

Down

15-Year Conventional

5.95%

6.18% APR

Est. $3,374/mo

Down

30-Year FHA

6.30%

7.15% APR

Est. $2,485/mo

15-Year VA

5.85%

6.10% APR

Est. $3,339/mo

Up

7/1 ARM

5.75%

6.85% APR

Est. $2,334/mo

Down

Important Reg Z Disclosure: Rates shown are sample estimates for illustration and are subject to change without notice. Actual rates depend on credit score, loan-to-value ratio, loan amount, property type, and other factors. APR (Annual Percentage Rate) includes estimated closing costs and fees. Monthly payment estimates assume a $400,000 loan amount with 20% down payment ($80,000) on a primary residence, resulting in a $320,000 loan balance. FHA payments include required mortgage insurance premium (MIP). VA loans assume no down payment with funding fee included. ARM rates may adjust after the initial fixed period. Payment amounts shown do not include property taxes, homeowners insurance, or HOA dues. Your actual rate, APR, and monthly payment may differ. Contact a licensed Zip Mortgage loan officer for a personalized quote. NMLS# 1752164.

What happens next

A clear path from question to loan file.

Ask a question, share what you are trying to do, and see the next useful step. When something needs a record, consent, or licensed review, the file moves through the right channel.

01

Ask

Tell Zip Mortgage Assistant what you're trying to do - buy, refinance, or just figure out where to start. It keeps the conversation focused on one useful step at a time.

02

Organize

Your goals, timeline, property details, documents, and open questions start coming together in one place.

03

Review

Loan-specific choices, approvals, disclosures, and commitments go through the required licensed review and records.

04

Move

Borrowers, loan officers, realtor partners, and lender partners can work from a cleaner file status and a clearer next action.

Partners

Realtor or partner?

We can help your clients get oriented quickly and route loan-specific work to a Zip Mortgage MLO.

Learn About Partnerships