Zip Mortgage app

Start with the person you are today.

Choose Borrower, MLO, or Realtor. The app remembers this device and opens the right portal next time, but you can always come back to switch.

Assistant-first mortgage app

Borrower

Start as a borrower

Talk to your Zip assistant to get organized for pre-approval, understand what documents are needed, and keep your loan moving through one chat-first workflow.

Chat-first pre-approval readiness
Masked document checklist
Licensed review only at required gates

Start as a borrower

Paid marketing portal

Realtor

Open realtor marketing portal

Use Zip as paid marketing infrastructure for your own listings, ads, domains, and data. Each realtor gets a branded pre-approval link and lead/doc tracking posture.

Branded application links
Lead and document tracking
Pre-approval app is the lead

Realtor login

Operator onboarding

MLO

Join as a loan officer

Register with your NMLS ID to start operator onboarding. Existing Zip loan officers keep the /mlo auth and TOTP flow; access stays in demo/progressive onboarding until NMLS progressive verification and authorization are complete.

NMLS-ID registration
Existing /mlo auth + TOTP
NMLS progressive verification

Create your MLO account Already registered? MLO login

Safety posture: Your Zip assistant and Forge can help intake, analyze, prepare, and coordinate mortgage workflows. Credit pulls, disclosures, rate locks, AUS/lender submissions, borrower sends, and other regulated live actions stay behind explicit licensed/compliance gates.